[这个贴子最后由徐酥然在 2009/07/28 09:16pm 第 1 次编辑]
客人:我有一个RRSP和HBP的问题请教大家:我前几年攒了一些RRSP的额度,今年收入高,准备买RRSP避税。因为我准备在明年买房(HBP),那我现在用RRSP投资什么比较合适?就是可以到时候可以很方便取出来,不需要交太多手续费。还有如果买MUTURAL FUND,在那里买比较合适。能给新手一些经验吗?谢谢!
答:
在我这里可以购买:
money market:
RBC Canadian Money Market GIF (1yr%: 1.54 as of June 30, 2009)
(GIF: Guaranteed Investment Funds=>Segregate Funds)(保证基金/独立基金)
(保证基金和互惠基金比较:
http://www.rbcinsurance.com/segregat...ted-funds.html
中文文件见:附件。)
在我这里还可以购买:
fixed income:
RBC Canadian Short-term income GIF (1yr%: 5.24 as of June 30, 2009)
RBC Bond GIF (1YR%: 4.21 as of June 30,2009)
RBC Global Bond GIF (1 year %: 5.36 as of June 30, 2009)
有关费用和收益情况报告可参考:
http://rbcinsurance.globefund.com/gishome/plsql/rbinsf.process_fr?fr_mode=COMPANY&fr_param1=RBC+Life+Insurance+Company&pi_universe=RBC_INSURANCE